Financial Audit

Caleb Hammer has the conversations that he wishes someone had with him a decade ago.

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21 Year Old Makes Only $16 a month 1-1

26 Year Old Has 9 MAXED OUT Credit Cards 1-2

Professional Model Has $250,000 in Student Loan Debt 1-3

Spending 10% of Monthly Income on Coffee 1-4

Having EVERY Bad Debt Imaginable 1-5

Quit Job AND Dropped Out Of School 1-6

$1,000/Month Car Making $15 An Hour 1-7

Spending All His Money Going Out 1-8

$2,015 Rent With No Job 1-9

Car Debt Is 50% of Her Income 1-10

Spends All His Money On Fast Food and Cars 1-11

$11,000 In Taxes Due In 30 Days WITH NO MONEY 1-12

Taking Out TWO Payday Loans 1-13

Paying Off Car and Student Loans?? 1-14

Lost All His Money On Meme Stocks And Crypto 1-15

Sister Took Out Car Debt In Her Name? 1-16

Being Hunted Down By Debt Collectors 1-17